Terms of Use

Acceptance

By accessing and browsing the MadRats web sites or by using and/or downloading any content from the MadRats web sites, you agree and accept the Terms of Use as set forth below.

Purpose of the web site

All the materials contained in the MadRats web sites are provided for informational purposes only and shall not be construed as a commercial offer, a license, an advisory, fiduciary or professional relationship between you and the MadRats. No information provided on this site shall be considered a substitute for your independent investigation.

Advertisements within Newsletters

MadRats will only place advertisements on Free or unpaid Newsletters.

Links to Third-Party web sites

Links to third-party web sites are provided for convenience only and do not imply any approval or endorsement by MadRats of the linked sites, even if they may contain the MadRats logo, as such sites are beyond MadRats control. Thus, MadRats cannot be held responsible for the content of any linked site or any link contained therein.

You may not create a link to any page of MadRats web sites without the MadRats prior written permission, and use of frames displaying MadRats web sites, or any similar process, is prohibited.

Intellectual Property

This web site is protected by intellectual property rights and is the exclusive property of MadRats. Any material that it contains, including, but not limited to, texts, data, graphics, pictures, sounds, videos, logos, icons or html and other code is protected under intellectual property law and remains MadRats or third party's property.

You may use this material for personal and non-commercial purposes in accordance with the principles governing intellectual property law. Any other use or modification of the content of MadRats web sites without the MadRats prior written permission is prohibited.

Modifications of the Terms of Use

MadRats reserves the right to change the Terms of Use under which the MadRats web sites are offered at any time and without notice. You will be automatically bound by these modifications when you use this site, and should periodically read the Terms of Use.